:root{
  --red:#D51F26;--red-dark:#B3181E;
  --ink:#1A1A1A;--navy:#1B2A4A;--navy-2:#243659;
  --paper:#FFFFFF;--mist:#F5F5F5;--slate:#6B7280;--line:#E4E6EA;
  --on-navy:#C9D1E3;
  --max:1160px;--gut:24px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{margin:0;line-height:1.15;letter-spacing:-.02em;color:var(--ink);font-weight:700}
p{margin:0 0 1em}
:focus-visible{outline:3px solid var(--red);outline-offset:3px;border-radius:2px}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:8px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gut)}
.narrow{max-width:760px}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:20px}
.brand img{height:40px;width:auto}
.nav{display:flex;align-items:center;gap:6px}
.nav>li{list-style:none;position:relative}
.nav,.nav ul{margin:0;padding:0}
.nav a.top{display:block;padding:10px 12px;text-decoration:none;font-weight:500;font-size:15.5px;color:var(--ink);border-radius:4px}
.nav a.top:hover,.nav a.top[aria-current]{color:var(--red)}
.sub{position:absolute;left:0;top:100%;min-width:290px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--red);padding:8px;box-shadow:0 14px 30px -18px rgba(27,42,74,.4);display:none}
.nav>li:hover>.sub,.nav>li:focus-within>.sub{display:block}
.sub li{list-style:none}
.sub a{display:block;padding:10px 12px;text-decoration:none;font-size:15px;border-radius:3px}
.sub a:hover{background:var(--mist);color:var(--red)}
.sub small{display:block;color:var(--slate);font-size:13px;line-height:1.4;margin-top:2px}
.hdr-cta{display:flex;gap:10px;align-items:center}
.btn{display:inline-block;text-decoration:none;font-weight:600;font-size:15.5px;padding:12px 20px;border-radius:4px;border:2px solid var(--red);background:var(--red);color:#fff;transition:background .15s,color .15s,border-color .15s;cursor:pointer;font-family:inherit;line-height:1.2}
.btn:hover{background:var(--red-dark);border-color:var(--red-dark)}
.btn.ghost{background:transparent;color:var(--red)}
.btn.ghost:hover{background:var(--red);color:#fff}
.btn.on-navy{background:#fff;color:var(--navy);border-color:#fff}
.btn.on-navy:hover{background:var(--mist);border-color:var(--mist)}
.btn.line-white{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn.line-white:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn.sm{padding:9px 14px;font-size:14.5px}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:4px;width:44px;height:44px;cursor:pointer;padding:0;position:relative}
.burger span,.burger span::before,.burger span::after{content:"";position:absolute;left:11px;right:11px;height:2px;background:var(--ink);transition:transform .2s}
.burger span{top:21px}.burger span::before{top:-7px;left:0;right:0}.burger span::after{top:7px;left:0;right:0}
.burger[aria-expanded=true] span{background:transparent}
.burger[aria-expanded=true] span::before{transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded=true] span::after{transform:translateY(-7px) rotate(-45deg)}

/* hero split */
.hero{position:relative;display:grid;grid-template-columns:1fr 1fr;min-height:640px;overflow:hidden}
.hero .side{padding:84px var(--gut) 76px;display:flex;flex-direction:column;justify-content:center}
.hero .left{padding-left:max(var(--gut),calc((100vw - var(--max))/2 + var(--gut)));padding-right:120px;background:#fff}
.hero .right{background:var(--navy);color:#fff;padding-right:max(var(--gut),calc((100vw - var(--max))/2 + var(--gut)));padding-left:96px;position:relative;clip-path:polygon(72px 0,100% 0,100% 100%,0 100%);margin-left:-72px}
.hero .right::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0 2px,transparent 2px 22px);pointer-events:none}
.hero .right>*{position:relative}
.hero h1,.hero .hl{font-size:clamp(32px,3.9vw,46px);line-height:1.1;font-weight:700;margin:0 0 20px}
.hero .right h1,.hero .right .hl{color:#fff}
.hero p.lead{font-size:19px;max-width:30em;margin-bottom:28px}
.hero .left p.lead{color:#3D4350}
.hero .right p.lead{color:var(--on-navy)}
.hero .tag{font-weight:600;font-size:15px;color:var(--red);margin-bottom:18px}
.hero .right .tag{color:#FF8A8F}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px}
.sample{margin:30px 0 0;max-width:420px;background:#fff;color:var(--ink);border-radius:4px;font-size:14px;box-shadow:0 18px 40px -22px rgba(0,0,0,.6)}
.sample .row{display:flex;justify-content:space-between;gap:14px;padding:10px 16px;border-bottom:1px solid var(--line)}
.sample .row:last-child{border-bottom:0}
.sample .head{background:var(--mist);font-weight:600;color:var(--slate);font-size:13px;border-radius:4px 4px 0 0}
.sample .ok{color:#14733B;font-weight:600}
.sample .num{font-variant-numeric:tabular-nums}

/* sections */
.sec{padding:84px 0}
.sec.alt{background:var(--mist)}
.sec.navy{background:var(--navy);color:#fff}
.sec.navy h2,.sec.navy h3{color:#fff}
.sec h2{font-size:clamp(28px,3.4vw,40px);margin-bottom:16px;max-width:20em}
.sec .intro{font-size:18.5px;color:#3D4350;max-width:38em;margin-bottom:40px}
.sec.navy .intro{color:var(--on-navy)}
.facts{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--line)}
.facts div{padding:26px var(--gut);border-left:1px solid var(--line)}
.facts div:first-child{border-left:0;padding-left:0}
.facts b{display:block;font-size:22px;letter-spacing:-.01em}
.facts span{color:var(--slate);font-size:15px}

/* ledger lists */
.paths{display:grid;grid-template-columns:1fr 1fr;gap:56px}
.paths h3{font-size:24px;padding-bottom:14px;border-bottom:3px solid var(--ink)}
.paths .soft h3{border-color:var(--red)}
.ledger{list-style:none;margin:0;padding:0}
.ledger li{border-bottom:1px solid var(--line)}
.ledger a{display:block;padding:18px 0;text-decoration:none}
.ledger a:hover b{color:var(--red)}
.ledger b{display:block;font-size:18px;letter-spacing:-.01em}
.ledger span{display:block;color:#4B5160;font-size:15.5px;margin-top:3px}
.paths .more{display:inline-block;margin-top:18px;font-weight:600;color:var(--red);text-decoration:none;border-bottom:2px solid transparent}
.paths .more:hover{border-color:var(--red)}

.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.points{list-style:none;margin:0;padding:0}
.points li{padding:20px 0;border-bottom:1px solid var(--line)}
.points li:first-child{border-top:1px solid var(--line)}
.points b{display:block;font-size:18px;margin-bottom:4px}
.points span{color:#4B5160;font-size:16px}
.sec.navy .points li{border-color:rgba(255,255,255,.18)}
.sec.navy .points span{color:var(--on-navy)}
.mods{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 28px;padding:0;list-style:none}
.mods li{border:1px solid rgba(255,255,255,.3);padding:6px 12px;border-radius:3px;font-size:14.5px;color:#fff}
.mods li.soon{border-style:dashed;color:var(--on-navy)}
.mods.lights li{border-color:#C5CAD3;color:var(--ink)}
.mods.lights li.soon{color:var(--slate);border-color:#C5CAD3}

.person{display:grid;grid-template-columns:200px 1fr;gap:40px;align-items:start}
.person img{border-radius:50%;width:200px;height:200px;object-fit:cover}
.person h3{font-size:26px;margin-bottom:4px}
.person .role{color:var(--red);font-weight:600;margin-bottom:14px}
.person .contact a{color:var(--ink);font-weight:500}

.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-weight:600;font-size:18px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:16px;font-size:26px;color:var(--red);font-weight:400}
.faq details[open] summary::after{content:"\2212"}
.faq details p{padding:0 40px 22px 0;color:#3D4350;margin:0}

.cta-band{background:var(--navy);color:#fff;padding:64px 0}
.cta-band .wrap{display:flex;gap:32px;justify-content:space-between;align-items:center;flex-wrap:wrap}
.cta-band h2{color:#fff;font-size:clamp(26px,3vw,34px);max-width:18em}
.cta-band p{color:var(--on-navy);margin:8px 0 0}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap}

/* inner pages */
.phead{background:var(--mist);padding:64px 0 54px;border-bottom:1px solid var(--line)}
.phead.navy{background:var(--navy);color:#fff;border:0}
.phead.navy h1{color:#fff}
.phead.navy .crumb,.phead.navy .crumb a{color:var(--on-navy)}
.phead.navy p.lead{color:var(--on-navy)}
.crumb{font-size:14.5px;color:var(--slate);margin-bottom:16px}
.crumb a{text-decoration:none}
.crumb a:hover{color:var(--red);text-decoration:underline}
.phead h1{font-size:clamp(32px,4.2vw,48px);max-width:18em;margin-bottom:16px}
.phead p.lead{font-size:20px;max-width:34em;color:#3D4350;margin-bottom:26px}
.phead .actions{display:flex;gap:12px;flex-wrap:wrap}
.prose{font-size:18px;line-height:1.7}
.prose h2{font-size:28px;margin:44px 0 14px}
.prose h3{font-size:21px;margin:30px 0 10px}
.prose ul,.prose ol{padding-left:1.2em;margin:0 0 1.2em}
.prose li{margin-bottom:.5em}
.prose a{color:var(--red)}
.prose .note{border-left:4px solid var(--red);background:var(--mist);padding:16px 20px;margin:28px 0;font-size:16.5px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 56px}
.itemlist{list-style:none;margin:0;padding:0}
.itemlist li{padding:13px 0 13px 0;border-bottom:1px solid var(--line);font-size:16.5px}
.itemlist li:first-child{border-top:1px solid var(--line)}
.side-nav{border:1px solid var(--line);padding:6px 0}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:64px;align-items:start}
.aside{position:sticky;top:96px}
.aside h3{font-size:18px;margin-bottom:12px}
.aside .box{border:1px solid var(--line);padding:22px;margin-bottom:20px;background:#fff}
.aside .box p{font-size:15.5px;color:#4B5160}
.aside ul{list-style:none;margin:0;padding:0}
.aside li a{display:block;padding:10px 0;border-bottom:1px solid var(--line);text-decoration:none;font-size:15.5px}
.aside li a:hover,.aside li a[aria-current]{color:var(--red)}
.aside li a[aria-current]{font-weight:600}

/* blog */
.posts{list-style:none;padding:0;margin:0}
.posts li{padding:30px 0;border-bottom:1px solid var(--line)}
.posts li:first-child{border-top:1px solid var(--line)}
.posts h2{font-size:26px;margin-bottom:8px;max-width:none}
.posts h2 a{text-decoration:none}.posts h2 a:hover{color:var(--red)}
.posts .meta{color:var(--slate);font-size:14.5px;margin-bottom:8px}
.posts p{margin:0;color:#3D4350}
.article .meta{color:var(--slate);font-size:15px;margin-bottom:28px}

/* contact form */
form.f{display:grid;gap:18px}
.f label{display:block;font-weight:600;font-size:15px;margin-bottom:6px}
.f input,.f select,.f textarea{width:100%;font:inherit;padding:13px 14px;border:1px solid #BFC4CD;border-radius:4px;background:#fff;color:var(--ink)}
.f textarea{min-height:150px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:3px solid rgba(213,31,38,.35);border-color:var(--red)}
.f .row2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.f .hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.msg{padding:16px 18px;border-radius:4px;margin-bottom:22px;font-weight:500;display:none}
.msg.ok{background:#E8F5EC;color:#14602F;border:1px solid #B7DEC3}
.msg.err{background:#FDECEC;color:#8E1318;border:1px solid #F3B9BC}
.msg.show{display:block}
.hint{font-size:14.5px;color:var(--slate)}

/* footer */
.ftr{background:var(--navy);color:var(--on-navy);padding:64px 0 28px;font-size:15.5px}
.ftr .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.ftr img{height:42px;width:auto;margin-bottom:16px}
.ftr h4{color:#fff;font-size:16px;margin-bottom:12px;letter-spacing:0}
.ftr ul{list-style:none;margin:0;padding:0}
.ftr li{margin-bottom:8px}
.ftr a{text-decoration:none}
.ftr a:hover{color:#fff;text-decoration:underline}
.ftr .base{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.16);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:14px}

/* responsive */
@media (max-width:980px){
  .burger{display:block}
  .hdr-cta .btn{display:none}
  .nav{position:fixed;left:0;right:0;top:68px;bottom:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:12px var(--gut) 40px;overflow:auto;display:none}
  .nav.open{display:flex}
  .nav>li{border-bottom:1px solid var(--line)}
  .nav a.top{padding:16px 0;font-size:18px}
  .sub{position:static;display:block;border:0;box-shadow:none;padding:0 0 12px 12px;min-width:0}
  .sub small{display:none}
  .sub a{padding:9px 0}
  .nav .mob-cta{display:block;padding:20px 0;border:0}
  .hero{grid-template-columns:1fr;min-height:0}
  .hero .right{margin-left:0;clip-path:polygon(0 36px,100% 0,100% 100%,0 100%);padding:96px var(--gut) 64px}
  .hero .left{padding:56px var(--gut) 44px}
  .facts{grid-template-columns:1fr}
  .facts div{border-left:0;border-top:1px solid var(--line);padding-left:0}
  .facts div:first-child{border-top:0}
  .paths,.two,.layout,.grid2{grid-template-columns:1fr;gap:40px}
  .grid2{gap:0}
  .aside{position:static}
  .person{grid-template-columns:1fr}
  .ftr .cols{grid-template-columns:1fr 1fr}
  .sec{padding:60px 0}
}
@media (min-width:981px){.nav .mob-cta{display:none}}
@media (max-width:560px){
  body{font-size:16.5px}
  .ftr .cols{grid-template-columns:1fr}
  .f .row2{grid-template-columns:1fr}
  .btn{width:100%;text-align:center}
  .hero .actions .btn,.cta-band .actions .btn,.phead .actions .btn{width:auto;flex:1 1 auto}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}